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What Is Medicare?

Medicare is health insurance for people age 65 or older,
under age 65 with certain disabilities, and any age with
End-Stage Renal Disease (ESRD). ESRD is permanent kidney
failure requiring dialysis or a kidney transplant. The different
parts of Medicare help cover specific services if you meet
certain conditions. Medicare has the following parts:

The Different Parts of Medicare

Medicare Part A = Hospital Insurance – Helps Pay Inpatient Hospital Services
Medicare Part B = Medical Insurance – Helps Cover Doctor Services, Outpatient Care
Medicare Part C = Medicare Advantage Plans – Like an HMO or PPO
Medicare Part D = Medicare Prescription Drug Coverage

What Choices Do I Have?

Important Dates To Remember

  • October 1st
    You can start getting Medicare Advantage Plan Information for premiums and benefits.
  • November 15th thru December 31st
    This is the Medicare Annual Enrollment Period (AEP). During this time, you can make changes to your existing Medicare health or prescription drug plan or select a new plan.
  • January 1st thru March 31st
    You have an additional, yet more limited, ability to make another choice, if eligible. This is the Medicare Open Enrollment Period (OEP).

Companies We Represent

  • AARP MedicareComplete by SecureHorizons – HMO/PPO Plans
  • AARP Medicare Supplement Plans (Medigap Plans A - L)
  • Aetna Medicare – HMO OA/PPO Plans
  • Evercare Special Needs Plans
  • Humana Medicare – HMO/PPO Plans
  • Wellcare – HMO/PPO Plans
  • Universal Healthcare – HMO/PPO Plans
  • United Healthcare of Florida – HMO/PPO Plans

For More Information About Medicare

Videos

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Turning 65? New to Medicare? Retiree Group Health Insurance too Expensive? Social Security Disability?

Request Information Now or Call Our Medicare Specialists Toll Free @ 888.995.2821!

Medicare CardWhat is a Medicare Card?

The Medicare card looks like the red, white and blue card shown here. Your medicare card is your proof that you have Medicare health insurance.

If your Medicare card is lost, stolen or damaged, you can ask for a new one at http://www.ssa.gov/pgm/links_medicare.htm

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Information on this website is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth herein is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, KEMPTON FINANCIAL GRP LLC accepts no responsibility for the content, products and/or services provided at these non-KEMPTON FINANCIAL GRP LLC locations. KEMPTON FINANCIAL GRP LLC does not control, endorse, promote or have any affiliation with any other website unless expressly stated herein.

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